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Law Firm

Collect & Recover Debt Legally
合法追讨债务

Malaysian Bar registered Law Firm • Established in 2016 • 1,000+ debt matters handled since 2016.

马来西亚律师公会注册 • 成立2016 • 处理逾千宗债务案件

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Legal Debt Collection

Unpaid invoices, construction claims (pre- CIPAA), retention sums, commissions, professional fees, personal guarantees, rental arrears, bounced cheques, unpaid alimony, corporate debt, individual debt, corporate & commercial disputes and more.

N
ationwide and globally. 

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Malaysian BAR Registered Law Firm

We recover debts the right way - lawfully and professionally. No harassment. No intimidation. No reputational risk. Only legal debt recovery, pre-court and in court.

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Transparent, Cost-Effective Fees

Our fees are proportionate to the value and complexity of your claim; and with minimal upfront cost—so recovery stays economically sensible.

Case Studies

How we recovered RM 150,000 for a Client who had gotten into trouble after dabbling with gray-area debt collection services.

A case study of an ex-parte Garnishee Order being strategically used to extract RM 350,000 from a debtor's bank accounts without them knowing.

One of our highest value success stories - RM 17 million recovered from a government-linked koperasi - a 4 year long debt recovery journey full of twists and turns.

An overlooked Personal Guarantee clause triggered a full recovery from a RM 2, empty Sdn. Bhd. shell company.

We worked on a Success Fee basis in recovering 3 long outstanding debts for a Real Estate Agency.

The story of a debtor who finally settled when he was faced with jailtime of up to 6 weeks under the Debtors' Act 1957.

Frequently Asked Questions

1. What is the process for Debt Recovery / Debt Collection?
We use completely legal pre-court and court methods to recover debt; including notices of demand, mediation, negotiations, settlement agreements, escalation to litigation, garnishee proceedings, seizure and sale of property, judgment debtor summons, bankruptcy/winding up proceedings.

We focus on the most effective methods with minimal upfront cost to you. Our expertise is to secure payment quickly, cost-effectively, and within the law.
2. How long does the debt recovery process take?
For our pre-court recovery service, we usually allow up to 8 weeks to obtain a response from the debtor. If they remain completely unresponsive, we return the file to you with no further charges.
 
For court proceedings, timelines vary depending on the complexity of your matter. We’ll give you a realistic assessment before you decide whether to proceed.
3. How are your fees structured for debt recovery?
We work on a minimal upfront fee model, designed to keep costs proportionate to your results.
For an accurate quotation, reach out to us on WhatsApp for a free case assessment. We’ll explain clearly what fees apply and what options you have before you commit.
4. Can I recover interest, late payment charges or my legal costs from the debtor?

It depends on your contract or prior agreement with the debtor. If your terms include interest, late payment charges, or indemnity for legal costs, we can claim for them.

Where no such clause exists, we’ll advise you on alternative strategies to strengthen your recovery.

5. I do not have any signed contracts or complete documentation; can I still recover?

Yes. Many debts can be recovered with WhatsApp or email evidence, invoices, or proof of delivery. We’ve resolved numerous cases with limited paperwork.

Every claim is worth assessing — don’t write off your debt just because you lack a formal contract.

6. Are your recovery methods legal?

Absolutely. We are a law firm regulated by the Malaysian Bar Council.
 

We are not “debt collectors.” All our methods are legal, professional, and enforceable in court. Our focus is always on protecting your rights — while safeguarding your business reputation.

Struggling with unpaid invoices?
We help you recover debts legally.

Stop losing money. Start recovering today.

Founded in 2016, Rule & Co. is a Malaysian law firm focused on legal debt recovery.

  • 1000+ debt cases handled for businesses and individuals

  • Legal, compliant and cost effective pre-court & court solutions 

  • We also offer general litigation and corporate/commercial legal services.

In Negotiation

Our Clients

YYC Group

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Goodtaste Restaurants

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1337 Ventures

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Traqkid

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Consolidated Fertiliser Corporation

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Loob Holding (Tealive)

Loob Holdings

CAPSPHERE

Capsphere

TLC Hypermarket

TLC Hypermarket

FREE Case Assessment

We'll assess your case, free of charge.

Whatsapp us at +6 010 202 8095
Email us at rudi.cheu.law@gmail.com 
Or fill in the adjacent form and we'll get in touch.

Thanks for submitting!

Debt Recovery Lawyer Rudi Cheu

Rudi Cheu
(Founder & Principal, Rule & Co.)
LLB (Hons.) University of Nottingham, UK; CLP

Rudi has handled over 1,000 debt recovery matters in Malaysia since 2016, helping businesses from SMEs to listed companies turn unpaid invoices into recovered cash.
 

He is known among clients as “a meticulous, sharp and practical lawyer” and “extremely responsive and effective.”


Debt Recovery Track Record

  • Recovered RM17 million in enforcement proceedings against a national koperasi in the agricultural sector.

  • Handled 200+ pre-court debt recovery cases for one of Malaysia’s largest corporate secretarial & tax advisory firms.

  • Secured 34 pre-court recoveries for a leading diesel trading company against delinquent debtors.

  • Resolved a RM840,000 construction debt through mediation — avoiding costly litigation.

  • 1,000+ successful recoveries across industries: construction, trading, finance, commodities, food supply, services, and more.


Corporate & Commercial Advisory

Beyond debt recovery, Rudi has advised on:

  • A RM118m real estate joint venture in Kuala Lumpur.

  • A RM700m highway and roadworks consortium in Sabah.

  • A RM400m solar farm project in Perlis.

  • Government-to-Government (G2G) infrastructure and financing projects between Malaysia and China.


Current Advisory Roles

Rudi serves as a panel legal advisor for corporations in real estate & infrastructure, agriculture, insurance, private equity/venture capital, and subsidiaries of Chinese GLCs in Malaysia.

Practice Areas

Legal Debt Recovery

Pre-Court Debt Recovery

Mediation / Settlements
Court Litigation for Recovery of Debt

Garnishment of Debtor Bank Accounts

Seizure of Debtor Assets

Judgment Debtor Summons


 

Legal Representation
Legal Aid

Corporate & Commercial Law

Contracts

Corporate Advisory

Shareholder Agreements
Shareholder Disputes

Other Areas

General Civil Litigation
Real Estate Conveyancing

Divorce 

Legal Advice

Whatsapp: +6 010 202 8095

LG1-2, Seri Gembira Avenue, No. 6, Jalan Senang Ria,

Kuchai Lama, 58200 Kuala Lumpur, Malaysia.

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(c) 2020 Rule & Co. Advocates & Solicitors

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